- Why Finance Through a Dealership
- What is Hire Purchase
- What is Personal Contract Purchase
At Haven Motors, we work tirelessly to offer the best service for our customers. When you purchase a vehicle from us, you can make the most of our finance offers, enabling you to choose the plan that best suits your budget and needs.
We’re proud of our affordable and competitive finance rates, and are able to offer bespoke solutions in order to cater for each and every customer. Our friendly and dedicated team is on hand to ensure you can fund the purchase of your next car with a finance package that is cost effective and tailored to your individual needs.
The packages we offer include:
Hire Purchase (HP)
This allows you to spread the cost of purchasing a vehicle over a number of years paying in monthly instalments. You pay a deposit and we set a fixed rate, ensuring you can budget for the future with ease.
Personal Contract Purchase (PCP)
PCP ensures that your monthly payments are offset by one final balloon payment at the end of the agreement. However, the final payment is optional, meaning you can either pay the price at the end of the agreement, or you can hand the car back, or part-exchange it for another model. This means that your monthly payments are typically lower than the same car on a HP plan.
What if I have been refused finance elsewhere?
Just because you may have been refused a loan or car credit somewhere else, doesn’t mean that you won’t be able to make the most of one of our finance packages. In fact we work with various lenders with many who specialise in offering credit to customers with poor credit history. So even if you have had a CCJ or have defaulted payments in the past, be sure to get in touch and we will do everything we can to get you in your new car.
For more information about the finance packages we offer here at Haven Motors, be sure to give us a call on 01403 891700 and speak to our friendly and helpful team.